Although the needs for life insurance may last a lifetime, your specific security needs will likely change at each stage of life. A sound financial protection program goes beyond quick-fix, Band-Aid solutions that work for a while, but breakdown as
Turning Your RRSPs Into Income What should you do the time comes to convert your RRSPs into retirement income? There are two basic options available to supplement your other sources of retirement income. RRIF’s (Registered Retirement Income Funds) give you
We recently came across a new approach to health benefit plans. One of the issues many employers face is escalating costs for their employees health benefit plans. If the employees are active users of the plan the employer can expect
The main problem the majority of us have is that of personal debt. We need to focus on eliminating debt that prevents us from creating that comfortable nest egg that will see us through to the end of our retirement.
As an employer you may be looking for a more dynamic and smarter way to offer a group benefit package to your employees. As an employee you may be looking for a benefit plan that is more customized to your
In 2007 the tax rules changed allowing us to split pension income with resident spouse or common-law partner. You can transfer up to one-half of your pension income to your partner. (There is no actual transfer of funds involved here;