It Ain’t Easy:

There seems to be almost an urban myth that once you have hit the golden age of retirement that you are now on easy street. Everything is golden. Your life has been completed and you can rest, relax, travel and enjoy your leisure at last. It is not true.

Oh, retirement can have its moments but there are a surprising amount of twists and turns that your financial advisor, who was helping you plan for retirement was not aware.

Family Matters

Your children have grown and married and may have children. Grandkids are fabulous, however when a divorce happens and you have a child with their children moving back in with you, well it can create a strain. Did you have to help out with the legal costs of the divorce and the move of their stuff to your place? Storage? Are you driving your grandkids to school every day now?

Has your child lost his or her job and need some money to tide them over?

Perhaps your kids are doing great and wanting to buy a house, can you help them come up with a down-payment for their first home? How will that impact your future income? Children do not recognize that every loan or gift you make to them reduces your future lifestyle, permanently.

START NOW:

Phone Appointment: go to the calendar to select a 15-minute phone appointment where you can discuss Retirement Financial Management with Art Claxton.  You will learn more about your situation.

Schedule Your Appointment Now

Your Castle

Did your planner happen to ask you about the condition of your roof or the age of your furnace? Probably not, however, maintaining your home can often have surprising expenses. All your appliances will have to be replaced sometime, the hot water tank, the windows, the decks. These are not luxury items but rather just expenses that will arise to continue your current lifestyle. There are financial strategies we can show you to alleviate some of the stress these expenses may bring.

Your Lifestyle

“There is never enough money” that was a quote from a very successful colleague of mine who retired a number of years ago. You just get back from an expensive cruise and your buddies want you to join them for golf in the Palm Desert. Your husband decided it would be great to take the whole family to an all-inclusive resort in Mexico. The opportunities to spend your gold in your golden years are never-ending. How will you ensure that you can enjoy many of those opportunities and not run out of cash to early in your retirement?

Financial Management for Retirement

It is critical to have financial management in place to cover some of the items we have raised. Further, you will want to protect yourself and your family from ill health, or the premature death of a partner. You will want a strategy in place for those days where you may still be here, but be no longer capable of looking after yourself. There are many details that go into planning just prior and during retirement which don’t seem to arise when you are in your 30’s and 40’s. It is important to have someone who has the experience of both retirement and financial management to get your money house in order.

START NOW:

Phone Appointment: go to the calendar to select a 15-minute phone appointment where you can discuss Retirement Financial Management with Art Claxton.  You will learn more about your situation.

Schedule Your Appointment Now